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Sr. Credit Risk Analyst

New York, NY 10005 | Direct Hire

Post Date: 02/26/2018 Job ID: 12232 Industry: Credit Analyst, Credit Risk Manager, credit risk analyst

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Senior Credit Risk Analyst


Job Purpose:
To identify all risks of a credit deal and reasonably measure them, to monitor and identify all risks of the asset portfolio and reasonably measure them, in accordance with the Bank' s credit policy to recommend to the Credit Committee the acceptability of a particular business deal, and to monitor the performance and quality of the assets on an ongoing basis.


Key Responsibilities:
  • To review Front Office’ s credit proposals and prepare credit review comments for Credit Committee considerations;
  • To conduct credit analysis for all new proposals, perform periodic reviews for existing customers/exposures, process waivers/consents/amendments and conduct industry and customer research as needed;
  • To initiate and propose internal customer ratings
  • To maintain and manage credit limits and their utilization, report irregularities to the Head, and recommend remediation plans in the event the credit limit is breached or close to be breached;
  • To be engaged in post-lending management, including collateral management for the existing customers and credit exposure;
  • To maintain and manage the Bank’ s credit management information systems, and generate periodic reports from those systems and ensure the reports are produced accurately and on a timely basis;
  • To review credit system reports, notes, documents and report irregularities to the Head on a regular basis;
  • To coordinate with the Front Office departments, Treasury, Operations, Finance, Legal & Compliance and Internal Audit, and any other internal or external parties on credit risk management related matters;
  • To review the credit commitment letter and legal documentation to ensure the final contract terms are consistent with the credit approval;
  • To propose exit strategy/plan for Problem Assets;
  • To provide administrative support to the Credit Committee;
  • To undertake any other Ad Hoc tasks assigned by the Department Head from time to time.
  • To successfully complete the Branch’ s annual BSA/AML and OFAC training.


Knowledge & Experience Requirements:
  • Bachelor’ s degree, Finance, Accounting or Economics are preferred
  • Minimum 5 years working experience in local market in credit analysis, familiar with local industries and enterprises
  • Adequate knowledge in commercial banking products, including loans, trade finance, counterparty business, etc.
  • Adequate knowledge in financial reports analysis, cash flow and ratio analysis
  • Understand credit issues in Basel, rating agencies, local regulations
  • Bilingual in English/Mandarin preferred

Capability Requirements:
  • Excellent writing and communication skills.
  • Good analytical and problem solving skills.
  • High attention to details.


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Matt Eidlen

Matthew Eidlen has more than 10 years of recruitment and temporary staffing experience. He is a graduate of The College of Staten Island/City University of New York with a major in Economics and Marketing. He has developed an expertise in recruiting talent in the areas of compliance, mortgage services, litigation support, and all areas of operations and risk. He provides both temporary and direct hire recruitment services. He provides temporary staffing and permanent recruiting services to our expanding client base.

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